Kampala, Uganda – Behind the towering success of the Ruparelia Group, one of East Africa’s most formidable business conglomerates, stands a woman whose resilience, strategic insight, and humility have quietly shaped the company’s remarkable trajectory: Jyotsna Ruparelia.
A Board Director of the Ruparelia Group and co-founder of the Ruparelia Foundation, Jyotsna has long been a cornerstone of the Group’s evolution, from its early stages to its current dominance in finance, real estate, education, hospitality, and philanthropy.
Born in Kamuli District in eastern Uganda, Jyotsna’s life story is one of resilience and transformation.
Growing up in modest circumstances, she lived in a two-bedroom house shared with her entire family.
Like many children in Uganda at the time, she occasionally stayed with relatives to ease the family’s burden, an experience that grounded her values in simplicity and shared responsibility.
Her life took a dramatic turn in the 1970s when President Idi Amin expelled Asians from Uganda.
Jyotsna’s family relocated to the United Kingdom, where she began working in a supermarket to support herself.
It was in that very supermarket that fate introduced her to Dr. Sudhir Ruparelia, the man who would become her husband and business partner.
Armed with a strong work ethic and a knack for financial operations, Jyotsna gained experience in foreign exchange while working as a trainee banker in the foreign exchange department at Midland Bank, and later, as a manager at Express Travel Bureau in the UK.
These roles honed her skills in financial management and foreign exchange operations, expertise she would later bring to Uganda’s financial sector with remarkable success.
Since returning to Uganda, Jyotsna has been instrumental in building and managing the Ruparelia Group’s diverse portfolio.

Her leadership has been pivotal in the Group’s insurance, property development, investment, and financial operations.
Known for her sound decision-making and firm but quiet management style, she has played a key role in policy formulation and operational oversight, ensuring the consistent growth and stability of the Group’s ventures.
Jyotsna also serves as an active board member in multiple Ruparelia Group subsidiaries, contributing to strategic planning and executive direction. Her presence on these boards is not ceremonial, she is known to dive into the details, from budgeting to operational efficiencies, making her an indispensable figure behind the scenes.
As co-founder of the Ruparelia Foundation, Jyotsna leads the grants division, reinforcing the family’s belief in social responsibility.
Under her stewardship, the foundation has supported various causes across education, health, and community empowerment, aligning business success with public good.
The Foundation’s mantra—“Enabling a positive and conducive environment to live in”—reflects her core values and long-standing commitment to inclusive development.
Her contributions have not gone unnoticed. In 2018, Jyotsna was recognized among the top women achievers in Africa and the Middle East and was featured in the Global Super Series Volume II, a nod to her influence in business and philanthropy.
Most recently, in a lighthearted but touching gesture that captured public attention, Dr. Sudhir Ruparelia picked the 45th rose flower for his wife Jyotsna, a symbol of enduring love and admiration from a partner who acknowledges her strength and grace in both family and business.
Jyotsna Ruparelia’s journey from Kamuli to London and back to Kampala, where she co-leads one of Africa’s most successful business empires, is a compelling tale of grit, intellect, and heart.
Her story is not just about wealth or influence; it is about building something lasting, meaningful, and inclusive.
As Uganda’s business landscape continues to evolve, Jyotsna remains a beacon of thoughtful leadership and a living testament to the power of perseverance.